Facing foreclosure? Time is critical. Each day you wait, your options decrease.
You have options. Selling your house fast for cash is often the fastest way to stop foreclosure and protect your credit.
In Texas, lenders must follow a specific process before foreclosing on your home. Here's what you're facing:
Typically starts at 30 days late. Lender sends notices and starts charging late fees.
Lender files Notice of Default with county. You receive written notice of intent to foreclose.
Foreclosure sale date is set and published in newspaper. Usually 21 days notice required in Texas.
Property is sold at auction. You lose your home. Eviction process begins.
You typically have 30-90 days from the Notice of Default to stop foreclosure. After the Notice of Sale is filed, your options are extremely limited. Act NOW.
Pay all missed payments plus late fees in one lump sum to bring loan current.
⚠️ Often not realistic for most homeowners
Negotiate new loan terms with your lender. Takes 60-90 days with no guarantee.
⚠️ Long process, uncertain outcome
Temporary payment reduction or pause. Still owe the money later.
⚠️ Delays the problem, doesn't solve it
Sell for cash before foreclosure. Pay off the loan, keep the difference.
✓ Fastest solution, protects credit
We buy houses in any situation — including facing foreclosure. Close in as little as 7 days. Protect your credit and walk away with cash in hand.
100% confidential. No obligation. We can help even if you're behind on payments.